Operational performance

In our quest for operational excellence, we reply on digital innovation, the pooling of our resources and agility of our information system.

Covéa, a driver of innovation

When it comes to innovation, the Group’s size fosters experience sharing and increases investment capacity to develop new solutions that increase our knowledge of our policyholders and enable us to better assess their risks:


  • We have innovative shared predictive tools, for example, such as “Coventéo” or “Covisiomap”, which give us greater anticipation and prevention capacity, concerning climate events in particular.
  • We have also invested in a unique infrastructure: the Data Lab. Inaugurated in December 2015, it transparently mobilises the calculation and storage power of hundreds of servers to exploit big data resources and turn data into a competitive advantage.

Covéa, a generator of competitiveness

In our continuous improvement approach, the size effect is a significant asset with regard to cost optimisation:


  • Giving us greater bargaining power with our networks of experts, lawyers and healthcare professionals. The volume effect is also a major bargaining strength for our assistance and legal protection activities.
  • We have optimised our general purchasing policy by setting up a shared supplier database, a single management tool and grouped contracts.

Key figures at 31 December 2018

  • 0
    billion euros
    2018 earned premiums
  • 0
    million euros
    2018 net income (Group share)
  • 0
    billion euros
    capital (Group share)


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