Covéa assureur en IARD

Damage and liability

The property and casualty insurance department designs policies that best fit the needs and purposes of our members and customers.

« As the leading provider of damage insurance for individuals, Covéa must be at the forefront of insurance innovations and solutions related to new forms of collaborative consumption. »
Valérie Cohen Director, Property and Casualty Insurance

Risk science that benefits everyone…

Auto, motorcycle, home, injury accident, third-party liability and other insurance: the range of products developed by all the brands is tailored to various types of customers, including individuals, associations, professionals and businesses.

Insuring nearly 11.5 million French people through three brands allows the development of significant synergies. Thanks to skills sharing, the Group has real risk expertise and solid know-how in damage and property insurance, which work to its members’ advantage.

Innovative responses…

The role of the property and casualty insurance department is to develop new policies and products that can be offered by the Group’s three brands.

Our goal is to put all our technical experience to work for our members in order to meet their day-to-day needs while offering them the best value for their money.

We are innovators and pioneers who provide policies and services that allow policyholders to manage their risk and live in today’s society with peace of mind.

… for new auto and home uses

In addition to the car sharing already included in our product lines, we offer policies that reflect the new ways in which our policyholders use their vehicle: mobility and rental.

  • The “mobility” option gives our customers additional coverage when they lease a vehicle
  • The “rental” option allows policyholders to cover their vehicle when they rent it out and to take advantage of related services, such as rental agreements.

These products, the first of their kind in the market, were launched by GMF in November 2016 and will later be offered by the Group’s other brands.

In  comprehensive home insurance, Covéa is currently studying changes in behaviours and lifestyles to adapt its range and take into account collaborative home use, seasonal rental and home exchange.

… for small budgets

Our product lines accommodate small budgets. Low-cost auto products launched by MMA in November 2015 and sold online were later successfully made available by MAAF.

Key figures at 31 December 2017

  • 0
    million
    members and customers in France
  • 0
    million
    vehicles insured
  • 0
    million
    homes insured

Attachments

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