Our specialist companies

The Covéa Group’s expertise covers the areas of assistance, asset management, legal protection and affinity insurance partnerships.

Strategic areas of expertise

  • Covéa Immobilier

    As a recognised player in its business sector, Covéa Immobilier makes real estate work for insurance, combining enhancement of assets with environmental commitment.

  • Fidélia Assistance

    Fidélia, the Group’s assistance company, works every day to support all our members and customers and provide effective solutions.

  • Covéa Finance

    Covéa Finance pursues long-term performance and puts risk management at the heart of everything it does. It deploys its recognised know-how for the benefit of insurance.

  • Covéa Protection Juridique

    Covéa Protection Juridique is the Group’s legal protection company, and a leader on the personal and professional market.

  • Covéa Affinity

    Covéa Affinity is the Group’s structure dedicated to affinity insurance partnerships. It has been a reference on the market for nearly 40 years.


In million euros, the amount of investment assets managed by Covéa Immobilier as at 31 December 2021.


Legal information
requests treated by
Covéa Protection
Juridique in 2021.


In billion euros, the amount of assets managed by Covéa Finance as at 31 December 2021.

Affiliated insurance providers and Mutuals

Le Finistère Assurance, insurer of western France

Based in Quimper in Brittany for more than 140 years, Le Finistère Assurance is a structure of human dimensions, offering multiple contracts: home insurance, boat insurance, multi-risk insurance for farmers, professionals and associations, etc.

APGIS, social protection for branches and key accounts

Created in 1975 and affiliated to the Covéa Group since October 2011, APGIS is a joint pension institution. Approved under the French Social Security Code, it handles and manages the social protection of companies and employees in terms of health and protection.

SMI, primarily a mutual

Created in 1926 and affiliated to the Covéa Group since 2013, SMI (Société Mutualiste Interprofessionnelle) is a mutual insurance company specialising in collective personal insurance. It offers a wide range of cover in terms of health, protection, savings, retirement and dependency.

Latest publications

Covéa Immobilier sales brochure (French version)

See the document

2021 Fidélia Assistance SFCR (French version)

.pdf | 2 Mo


2021 Covéa Protection Juridique SFCR (French version)

.pdf | 2 Mo


2021 Covéa Finance business report (French version)

.pdf | 5 Mo


2021 Covéa annual report

.pdf | 2 Mo


2021 Covéa SFCR - bilingual summary (English, Italian)

.pdf | 539 Ko