Legal notice

The purpose of the website is to provide information about the Covéa Mutal Insurance Group Company (SGAM – Société de Groupe d’Assurance Mutuelle).

By using this site, visitors acknowledge having had the possibility to take note of the general conditions.

Information content :

Covéa endeavours to ensure, to the best of its ability, that the information found on its site is exact and up-to-date, and reserves the right to correct its contents at any time and without prior notice. 
However, information appearing on the site provides no guarantee, implicit or express, other than that resulting from statutory conditions. In addition, Covéa has no control over links from other websites to its own. In these circumstances, it does not guarantee the exactitude, the completeness or the quality of information which is presented there and consequently disclaims all liability regarding the contents for these pages.

Any request for information concerning the companies of the Group, their products or events shall be made directly to the company concerned. The contact information of the mutual insurance companies, subsidiary companies and partners of the Covéa group are available under the Useful links heading.

The governing authority of the Covéa SGAM is the Autorité de Contrôle des Assurances et des Mutuelles (Mutual Group and Insurance Control Authority – ACAM, 61 rue Taitbout – 75009 Paris, France).

Royalties :

The intellectual ownership rights of all documents contained on the site and each item created for the site are the exclusive property of Covéa.

Consequently, the reproduction and the representation of all or part of this site, regardless of medium, are formally prohibited except in the event of express written authorisation from the publication manager. The documents may only be copied for informational purposes, the copy being reserved for private use only.

Trademark laws :

The company names, trademarks and distinctive signs reproduced on the site are protected by trademark law. The reproduction or the representation of all or part of one of the aforementioned signs is strictly prohibited, and must be preceded by a written authorisation from the holder of the trademark.

Personal data :

Personal data collected through electronic messages are intended exclusively for the Covéa Communication Division, and are necessary to the dissemination of information services offered on the site.

Internet users may at any time exercise their rights of access, opposition, communication, correction and deletion of data pertaining to them by sending an e-mail to the Covéa Communication Division.

 Cookies :

The cookies are mini-files containing a few lines of text and placed on the computer of the Internet user by a web page server. They are used to facilitate navigation and to streamline data save and visitor count procedures. uses these cookies on a one-off basis. Thus, when Internet users visit the site to search for, read, or download information, certain information relating to them may be collected, such as the domain name of the host computer, the Internet protocol (IP) address, the date and hour the page was accessed, and the URL from which it came. This information is used to analyse and measure the number of visitors of the site, and to help to make it more useful, and is destroyed after a certain period.

Browsers accept cookies by default. However, Internet users may modify their browser options not to accept cookies:

Access to the site :

It is the responsibility of Internet users to take all necessary measures to protect their hardware, data, and computer software, particularly against any computer viruses which may be circulating on the networks.

Covéa shall in no case be held responsible for the damage caused by a virus during connection to its site. 
Covéa disclaims all liability for difficulties encountered while accessing its site, and for any other communication failures.

The website was optimised for a 1024 X 768 pixel display.

Hosting and maintenance :

SAS au capital de 10 000 000 €
RCS Roubaix – Tourcoing 424 761 419 00045
Code APE 6202A


Consulting, conception, design & execution


Mutual Insurance Group Company, governed by the French Insurance Code

RCS Paris 450 527 916
86-90 rue Saint Lazare
75009 Paris

This site is published by the Covéa Communication Division Responsible Editor: Françoise ICKOWICZ-TORDJEMANN